The platform financial institutions trust to take tokenized deposit programs from pilot to production. Backed by more live deployments than any other vendor in the market.
Request a demoTokenized deposits are digital representations of commercial bank deposits issued on a blockchain ledger. They carry the same regulatory protections as traditional deposits (deposit insurance, prudential regulation, central bank oversight) while adding programmability, 24/7 settlement, and composability with digital asset infrastructure.
Tokenized deposits are digital representations of commercial bank money issued on a blockchain or distributed ledger. Unlike stablecoins, which are typically issued by non-bank entities and backed by reserve assets held outside the banking system, tokenized deposits remain a liability of the issuing bank, subject to the same regulatory protections and deposit insurance frameworks as traditional deposits.
This distinction matters for regulated financial institutions. A tokenized deposit carries the same regulatory protections as traditional deposits (deposit insurance, prudential regulation, central bank oversight) while adding programmability, 24/7 settlement, and composability with digital asset infrastructure.
Kaleido provides the enterprise infrastructure to issue and manage tokenized deposits at scale, with built-in compliance, institutional custody, and seamless integration into your existing core banking systems.
Live deployments across commercial banks, central banks, and financial market infrastructures worldwide.