Tokenized Deposits //
Solutions

Bring commercial bank money on-chain

An end-to-end platform for commercial banks to build and scale their digital asset strategy by bringing deposits on-chain.

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Modern, programmable money on a trusted infrastructure

Commercial bank deposits hold the world's largest pool of monetary value, yet they remain trapped in siloed ledgers with slow settlement and no programmability. Tokenized deposits change that, bringing the full credit backing of traditional deposits onto blockchain rails.

Kaleido provides the enterprise infrastructure to issue and manage tokenized deposits at scale, with built-in compliance, institutional custody, and seamless integration into your existing core banking systems.

End to end lifecycle management
Mint, manage, and redeem across multi-denomination and multi-currency workflows with configurable issuance rules and limits.
Automate compliance
Embed KYC/AML controls, transfer restrictions, and jurisdictional limits directly into token logic.
Settlement and treasury operations
Atomic DvP and PvP settlement, real-time cash pooling and sweeps, and automated cross-entity reconciliation.
Settlement and treasury operations
Enterprise HSM integration, identity-bound transaction signing, and hot/warm/cold key governance models.

Model complex assets

Leverage on and off-chain tooling to design the appropriate source for important asset parameters such as pricing, NAV, rates and supply held off-chain.

Cross-jurisdiction segmentation

Create granular investor allow-lists based on jurisdiction, accreditation status, or KYC levels to ensure assets never cross regulatory borders.

Anchor critical documentation

Attach legal prospectuses, term sheets, reports and other important documents directly to the asset on-chain.

Automate corporate actions

Automatically execute dividend payments, interest accruals, coupon payments, and other scheduled distributions.

Out of the box workflows

The studio comes pre-loaded with critical workflows to manage the entire lifespan of regulated financial instruments.

Asset origination

Deploy Bond, Equity, and Fund contracts
Configure terms for coupons, maturity, par value, etc.
Anchor legal documents on-chain
Manage primary market issuance and allocation

Digital asset lifecycle

Automate dividend and coupon distributions
Trigger maturity payments and principal repayment
Streamline digital asset governance
Execute workflows with atomic settlement

Compliance & controls

Block transfers to unauthorized jurisdictions
Maintain investor allow-lists based on KYC/AML
Ability to freeze assets or accounts
Generate real time reporting and audit trails

Explore our other product lines:

Digital Assets

Create, onboard, and custody digital assets. Correlate on-chain activity to your financial systems with pluggable integrations for compliance and policy to build your future financial rails.
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Web3 Middleware

Seamlessly handle sophisticated transaction and event orchestration for your digital asset workflows rooted in the leading open source project for enterprises building on blockchain.
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Chain Infrastructure

Deploy and scale production-ready blockchain networks on your protocol of choice with enterprise-grade security, 99.99% uptime SLAs, and automated lifecycle management.
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A platform for any digital asset & any use case

From tokenized securities and RWAs to stablecoins and deposits, our platform provides a single, unified foundation for your entire digital asset strategy.

Any asset

Stablecoins
Tokenized deposits
Tokenized funds
CBDCs
Digital securities
Commodities
Bonds
+ more

Any use case

Cross-border payments
Treasury management
Trade finance
Traceability
Foreign exchange
Remittance
Digital money issuance
+ more