Pay with regulated electronic money on blockchain. ioCash is a fintech platform working under an Electronic Money European licence (USA coming soon) that enables blockchain based solutions to integrate payment using native on-chain electronic money. ioCash provides different payment functionalities, from opening e-money accounts to managing payments, in a single and easy-to-integrate solution. Both RESTful APIs and smart contract interfaces are available to use ioCash functionalities.
With ioCash you can create electronic money accounts with IBAN and connect them to ethereum addresses in the network where ioCash is deployed. The account can receive and send payments of electronic money through the banking system or blockchain.
ioCash works under an EU Electronic Money Agent license, and applies all the regulatory and compliance standards to the issuance of accounts and use of money. ioCash on-chain money is thus considered electronic money, one of the types of legal tender recognized by European regulations.
Integrate in your application easily thanks to our developer friendly API, complete online documentation, and outstanding tech support. Once you are set-up, your Smart Contracts can interact with the accounts and money directly on blockchain.
Built for permissioned networks
Data isolation and strict governance enabled by Hyperledger Fabric certificate authority
Unique Execute-Order-Commit endorsement model where transactions are initially executed on a set of peers while ordering service handles packaging and delivery
Ordering can be switched based on the needs of the environment with pluggable consensus algorithms
Go, Java, Node.js
Since launching in 2015, Hyperledger Fabric has been a top choice for enterprises looking to build apps on permissioned blockchain networks. The modular architecture is capable of powering large-scale applications that require enterprise-grade data security.
The ability to protect certain details of peer transactions has made Hyperledger Fabric a go-to protocol for industries like financial services, supply chains, and the insurance industry. It works for complex use cases that involve personally identifiable information and proprietary business data.
Hyperledger Fabric is one of the many protocol choices available on Kaleido. With a full suite of plug and play services, flexible cloud deployment options, and powerful APIs, Kaleido is the easiest way to run a Fabric network anywhere.
Hyperledger Fabric is an open source project designed to handle enterprise-grade use cases. Key differentiators are its quick transaction throughput and its modularity, allowing for more innovation and optimization regardless of industry use cases. Other benefits include scalability and security, key pillars of any enterprise application.
Hyperledger Fabric is a modular blockchain framework that allows you to plug in different components, such as consensus algorithms and membership services, and tailor networks to your needs
Part of the Hyperledger project of the Linux Foundation, Hyperledger Fabric is an open source protocol that allows the enterprise to build custom applications and limit vendor risks
With a high level of security for enterprise users, Fabric uses a permissioned network to prevent unauthorized access
Kaleido is a Hyperledger Certified Service Provider (HCSP) with a deep expertise in helping enterprises successfully adopt Hyperledger tools. Our founding partners are also active with the Hyperledger Foundation. Sophia Lopez is a General Member representative on the Hyperledger Foundation Governing Board and Jim Zhang is a member of the Hyperledger Foundation Technical Oversight Committee.
Talk to an ExpertQuorum is a blockchain protocol specially designed for use in a private blockchain network, where there is only a single member owning all the nodes or a consortium blockchain network where multiple members each own a portion of the network.
Quorum is designed to be highly scalable, with low transaction latencies and the ability to support a higher number of transactions per second than other blockchain protocols. This makes it well-suited for use in high-volume applications.
Quorum includes a number of security features that are designed to protect sensitive or proprietary data, like private transactions that allow network participants to transact without revealing the details of their transactions to the rest of the network.
Quorum is based on the Ethereum protocol and can support a wide range of decentralized applications and smart contracts. It is also highly modular and customizable so that it can be tailored to the needs of specific use cases.
There is no cost required to submit transactions to a Quorum network, unlike Ethereum, which requires the payment of high and unpredictable gas fees to submit transactions.
Kaleido is a Hyperledger Certified Service Provider (HCSP) with a deep expertise in helping enterprises successfully adopt Hyperledger tools. Our founding partners are also active with the Hyperledger Foundation. Sophia Lopez is a General Member representative on the Hyperledger Foundation Governing Board and Jim Zhang is a member of the Hyperledger Foundation Technical Oversight Committee.
Talk to an ExpertOnce ioCash is deployed on your ethereum-based network, it enables your users to create electronic money accounts that connect to their ethereum public keys, so they can operate their money directly on blockchain. It supports smart contract interaction, so you can configure your business logic and connect to the ioCash smart contract to perform transactions with real money.
With ioCash you can create electronic money accounts with IBAN and connect them to ethereum addresses in the network where ioCash is deployed. From that point on, the account can receive and send payments of electronic money through the banking system or blockchain, so your application can interact with the money in the accounts in a centralized manner through the API, or in a decentralized way by signing transactions with the private key or through interactions with Smart Contracts.
When you operate with ioCash money, it has the same legal implications and regulatory supervision as operating with electronic money (such as Revolut or N26).
For financial institutions already operating a license, ioCash is also offered as a tech stack solution that provides financial institutions with the technology to tokenize and manage accounts and payments on blockchain in a regulation compliant way.
ioCash provides all the account and payment features needed by any fintech platform or blockchain application, through a single integration. The features list includes:
Hyperledger Fabric is a private blockchain that allows developers to create subnets, or channels, meaning that certain proprietary or personal information can remain confidential. This makes Fabric a protocol of choice for industries like financial services, insurance, and supply chain management.
Quorum is a protocol of choice for industries like financial services, insurance, and supply chain management where enterprise-grade.
